Based on our value system, Eduquity will consistently follow two simple guidelines:

• We will maintain a quality process based on established research principles.
• All individual profiles and information will be kept strictly confidential unless 
     permission is given to do otherwise.

1. Eduquity will explicitly ask when we need information that personally identifies you or allows them to contact you ("Personally Identifiable Information"). Generally this information is requested when registering, when requesting a particular service, or when entering a contest. When possible, Eduquity will provide you with the means to make sure that your Personally Identifiable Information is correct and current.
2. Eduquity and its service partners will use your Personally Identifiable Information to operate services and to inform you of new features, services, and products from Eduquity and its affiliates. We may also carefully select other companies to send you information about their products or services that are related to the site's service but are not necessary to its operation.
3. If Eduquity intends to use Personally Identifiable Information for a Secondary Use, the site will provide you with instructions on how to decline this service. You may also stop the delivery of informational or promotional     e-mail by following the instructions on the e-mail sent to you.
4. The Eduquity site is primarily directed to online users ages 13 and above. For activities that require users to provide age information in order to participate, Eduquity will require users who indicate that they are under the age of 13 to get parental consent prior to using the site, by creating a Young Eduquitarian Passport account, or the website will attempt to block their access to the site.
5. Eduquity may disclose Personally Identifiable Information if required to do so  by law or in the good-faith belief  that such  action  is necessary  to   (a) conform to the edicts of the law or comply with legal process served on Eduquity or the site; (b) protect and defend the rights or property of Eduquity, the site or its users, and (c) act under exigent circumstances to protect the personal safety of users of Eduquity, the site or the public.

If at any time you believe that the Eduquity site has not adhered to these principles, please notify us by e-mail at contatctus@eduquity.com and we will use all commercially reasonable efforts to promptly determine and correct the problem.

Eduquity is committed to become a premier site on the Internet for Young Adults. As our site continues to develop, we may add new services and features. In the event that these additions affect our Privacy Statement, this document will be updated appropriately.

In addition to directly providing information to Eduquity, you might also provide Personally Identifiable Information through chat sessions, e-mail exchanges or newsgroups made available to you by Eduquity. The Statement of Privacy does not cover this type of transfer of your Personally Identifiable Information. You should always be careful when distributing your Personally Identifiable Information in this manner. And remember that online chat sessions and newsgroup use is considered public and you are responsible for your actions in these areas.

Cookies

• Eduquity will set and access a cookie on your computeronce you register.
• This cookie would be used only to identify your user ID.

Your Ability to Edit and Delete Your Personal Information and Preferences

Eduquity gives you the ability to edit your contactus@eduquity.com at any time, including whether you want Eduquity to contact you about specials and new products.

You may request deletion of your Eduquity registration by sending an email to contactus@eduquity.com .

TERMS OF USE and NOTICES

AGREEMENT BETWEEN USER AND EDUQUITY
The Eduquity Web Site is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein. Your use of the Eduquity Web Site constitutes your agreement to all such terms, conditions, and notices.

MODIFICATION OF THESE TERMS OF USE
Eduquity reserves the right to change the terms, conditions, and notices under which the Eduquity Web site is offered, including but not limited to the charges associated with the use of the Eduquity Web Site. You are responsible for regularly reviewing these terms and conditions.

PERSONAL AND NON-COMMERCIAL USE LIMITATION
Unless otherwise specified, the Eduquity Web Site is for your personal and non-commercial use. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products or services obtained from the Eduquity Web Site.

LINKS TO THIRD PARTY SITES
The Eduquity Web Site may contain links to other Web Sites ("Linked Sites"). The Linked Sites are not under the control of Eduquity and Eduquity is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site or any changes or updates to a Linked Site. Eduquity is not responsible for webcasting or any other form of transmission received from any Linked Site. Eduquity is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by Eduquity of the site or any association with its operators.

NO UNLAWFUL OR PROHIBITED USE
As a condition of your use of the Eduquity Web Site, you warrant to Eduquity that you will not use the Eduquity Web Site for any purpose that is unlawful or prohibited by these terms, conditions, and notices. You may not use the Eduquity Web Site in any manner which could damage, disable, overburden, or impair the Eduquity Web Site or interfere with any other party's use and enjoyment of the Eduquity Web Site. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the Eduquity Web Site.

USE OF COMMUNICATION SERVICES
The Eduquity Web Site may contain bulletin board services, chat areas, news groups, forums, communities, personal web pages, calendars, and/or other message or communication facilities designed to enable you to communicate with the public at large or with a group (collectively, "Communication Services"). You agree to use the Communication Services only to post, send and receive messages and material that are proper and related to the particular Communication Service. By way of example, and not as a limitation, you agree that when using a Communication Service, you will not:

• Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others.
• Publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful topic, name, material or information.
• Upload files that contain software or other material protected by intellectual property laws (or by rights of privacy of publicity) unless you own or control the rights thereto or have received all necessary consents.
• Upload files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of another's computer.
• Advertise or offer to sell or buy any goods or services for any business purpose, unless such Communication Service specifically allows such messages.
• Conduct or forward surveys, contests, pyramid schemes or chain letters.
• Download any file posted by another user of a Communication Service that you know, or reasonably should know, cannot be legally distributed in such manner.
• Falsify or delete any author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of software or other material contained in a file that is uploaded.
• Restrict or inhibit any other user from using and enjoying the Communication Services.
• Violate any code of conduct or other guidelines that may be applicable for any particular Communication Service.
• Harvest or otherwise collect information about others, including e-mail addresses, without their consent.
• Violate any applicable laws or regulations.

Eduquity has no obligation to monitor the Communication Services. However, Eduquity reserves the right to review materials posted to a Communication Service and to remove any materials in its sole discretion. Eduquity reserves the right to terminate your access to any or all of the Communication Services at any time without notice for any reason whatsoever.
Eduquity reserves the right at all times to disclose any information as necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part, in Eduquity's sole discretion.
Always use caution when giving out any personally identifying information about yourself or your children in any Communication Service. Eduquity does not control or endorse the content, messages or information found in any Communication Service and, therefore, Eduquity specifically disclaims any liability with regard to the Communication Services and any actions resulting from your participation in any Communication Service. Managers and hosts are not authorised Eduquity spokespersons, and their views do not necessarily reflect those of Eduquity.
Materials uploaded to a Communication Service may be subject to posted limitations on usage, reproduction and/or dissemination, you are responsible for adhering to such limitations if you download the materials.

MATERIALS PROVIDED TO EDUQUITY OR POSTED AT ANY EDUQUITY WEB SITE
Eduquity does not claim ownership of the materials you provide to Eduquity (including feedback and suggestions) or post, upload, input or submit to the Eduquity Web Site or its associated services (collectively "Submissions"). However, by posting, uploading, inputting, providing or submitting your Submission you are granting Eduquity, its affiliated companies and necessary sublicensees permission to use your Submission in connection with the operation of their Internet businesses including, without limitation, the rights to: copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate and reformat your Submission; and to publish your name in connection with your Submission.
No compensation will be paid with respect to the use of your Submission, as provided herein. Eduquity is under no obligation to post or use any Submission you may provide and may remove any Submission at any time in Eduquity's sole discretion.
By posting, uploading, inputting, providing or submitting your Submission you warrant and represent that you own or otherwise control all of the rights to your Submission as described in this section including, without limitation, all the rights necessary for you to provide, post, upload, input or submit the Submissions.

SOFTWARE AVAILABLE ON THE EDUQUITY WEB SITE
Software (if any) that is made available to download from the Eduquity Web Site, excluding software that may be made available by end-users through a Communication Service, ("Software") is the copyrighted work of Eduquity and/or its suppliers. Your use of the Software is governed by the terms of the end user license agreement, if any, which accompanies or is included with the Software ("License Agreement"). You may not install or use any Software that is accompanied by or includes a License Agreement unless you first agree to the License Agreement terms. For any Software not accompanied by a license agreement, Eduquity hereby grants to you, the user, a personal, non-transferable license to use the Software for viewing and otherwise using the Eduquity Web Site in accordance with these Terms of Use, and for no other purpose provided that you keep intact all copyright and other proprietary notices. All Software is owned by Eduquity and/or its suppliers and is protected by copyright laws and international treaty provisions. Any reproduction or redistribution of the Software is expressly prohibited by law, and may result in severe civil and criminal penalties. Violators will be prosecuted to the maximum extent possible. WITHOUT LIMITING THE FOREGOING, COPYING OR REPRODUCTION OF THE SOFTWARE TO ANY OTHER SERVER OR LOCATION FOR FURTHER REPRODUCTION OR REDISTRIBUTION IS EXPRESSLY PROHIBITED. THE SOFTWARE IS WARRANTED, IF AT ALL, ONLY ACCORDING TO THE TERMS OF THE LICENSE AGREEMENT. You acknowledge that the Software, and any accompanying documentation and/or technical information, is subject to applicable laws and regulations.

LIABILITY DISCLAIMER
The information, software, products, and services included in or available through the Eduquity web site may include inaccuracies or typographical errors. Changes are periodically added to the information herein. Eduquity and/or its respective suppliers may make improvements and/or changes in the Eduquity web site at any time. Advice received via the Eduquity web site should not be relied upon for personal, educational, medical, legal or financial decisions and you should consult an appropriate professional for specific advice tailored to your situation.
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Eduquity and/or its respective suppliers make no representations about the suitability, reliability, availability, timeliness, and accuracy of the information, software, products, services and related graphics contained on the Eduquity web site for any purpose. All such information, software, products, services and related graphics are provided "as is" without warranty of any kind. Eduquity and/or its respective suppliers hereby disclaim all warranties and conditions with regard to this information, software, products, services and related graphics, including all implied warranties and conditions of merchantability, fitness for a particular purpose, title and non-infringement.

In no event shall Eduquity and/or its suppliers be liable for any direct, indirect, punitive, incidental, special, consequential damages or any damages whatsoever including, without limitation, damages for loss of use, data or profits, arising out of or in any way connected with the use or performance of the Eduquity web site, with the delay or inability to use the Eduquity web site or related services, the provision of or failure to provide services, or for any information, software, products, services and related graphics obtained through the Eduquity web site, or otherwise arising out of the use of the Eduquity web site, whether based on contract, tort, negligence, strict liability or otherwise, even if Eduquity or any of its suppliers has been advised of the possibility of damages. If you are dissatisfied with any portion of the Eduquity web site, or with any of these terms of use, your sole and exclusive remedy is to discontinue using the Eduquity web site.